<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Category: $20 Challenge
 

Viewing the '$20 Challenge' Category

Paycheck has arrived!!

June 19th, 2008 at 12:18 pm

I got my paycheck today! It is 432.59$ because I work at least 18 hours more these past two weeks!! Wooohooo!!

Okay first, I have to pay my phone bill which is 43.56$. Compare to the last bill, it has been reduced by around 7$! I am so happy!

Paycheck: 432.59$ - 43.56$ = 389.03$

I decided to use my paycheck to pay my phone bill. Paying through my weekly allowance may not work because it is summer now and I would like to enjoy with my friends and boyfriend as much as possible. I would revise my paying methods once school starts.I also decided to put the 30$/week allowance to the school year instead. My summer will be more expensive than I expected. =P

What I decide to do is put my tips as my spending log for the summer. I can spend on activities but once it's gone, I can't go out anymore. So far, it's been working great and I didn't have to pull out the money in my bank anymore because I spend my time working 3-4 times/week and I go out around 2-3 times/week. Most of the days, I either spend time with my boyfriend which I frequently almost spend 0$ and with my friends whom I spend 10$-20$. The most expensive activities that I will have to pay is my outing in the theater with my boyfriend's family in July/August and my trip to the waterpark with my boyfriend's family or my friends.

As you can see, I am trying to enjoy my summer by not spending all my paycheck ^.^'. As for the 389.03$, I will put 389$ in my challenge money.

Old amount: 7271$ + 389$
New amount: 7660$

A little update here and there

June 9th, 2008 at 11:30 am

Hey everybody,

For my plan to go to the health center to check if I need any additional shots. Well the weather wasn't too good this past few days except this weekend. I hope to go on Wednesday morning seeing that I work in the afternoon.

My Tina suggestion on Asian artists will be up soon, I'm trying to pick th best artists from Japanese singers and Chinese singers that I find good to present to you guys. It will be up somewhere this week when I have time.

Last thursday, I receive my paycheck. It was 279.75$. My dad asked me to pay the maintenance guy in my credit card first so he'll pay me back after. It cost 87.99$ and I got 90$ back from my dad. He tells me to keep the change so I earned 2$ ^.^!! I paid 31.49$ on skin lotion this month because I order in the phone something that will might take care of my oily skin and my sudden blemish. I have 250.27$ left. I'm putting the 200$ in my conservative clothes and 50$ in my Japan trip.

As for my challenge money, I have 221$ instead of 255$ in my bank. Damn... I should really write it down in this blog to make sure I won't have any sudden surprise. Anyways what is done is done.

Old amount: 7221$
New amount: 7271$

For my allowance last week, I used up all my 30$. I dunno if I will use the allowance to pay up my phone bill and skin lotion. I'll thinki about it later.

For my conservative clothes shopping, I didn't go last Friday so I'm going this Friday for sure. I'll put up a list once I decided what I need to buy. I have to go to work now.

Over 7000$ in mutual funds!!

May 23rd, 2008 at 10:58 am

Last night, I talked with my financial advisor to see how much I have in my mutual fund. I have over 7000$ in there!! By next year, I can pull out all the money without penalty and transfer part of it to my name.

My dad refuses to sign anything that has to do with deposit my money or transfer to my name because again for reason such as "she's a bad person!" without any proofs or whatsoever. I had no choice but to pull out my money in order to have it in my name. Part of the money was for my travel fund initially which I will put it in my Japan trip. Although I can open a new account after my Morocco trip for future only and take the money in my mutual funds with my dad name on it for my Japan trip or take at least 5000$ in it for the trip. Then again, it is not till August 2009 that I can take it out. I could also put it in another mutual fund for another two years. Ummm... That sounds like a good idea.

Japan trip:
Old amount: 255$
New amount: 7255$

When I finially get a 10000$, I might add 2000$ to visit China and Tibet a little bit with my boyfriend. I guess we'll see about that next year. I'm sure I won't spend 10 000$ in my stay in Japan. I'm going to stay there for a least a month, the only person who will wipe out my money is my dear friend whom doesn't want me to mention his/her name. Other than that, I will surely have some left overs... Unless there's too much things to do there. My boyfriend said he wants to try everything. xD Well... Gotta enjoy while we can there. Haha... I can't wait.

I save 5$ today!

May 22nd, 2008 at 04:33 pm

I save 5$ from my laser hair treatment. The lady gave me rebate for referring a new client to her. Now I only pay 40$ for the next four treatments. OMG I'm so happy =D

My weekly allowance exceed this week so next week, I only have 20$. Although, I'm planning to have only 15$ and put the 5$ in one of my ticker. I think I will put it in my Japan trip ^.^!! Yes!!

Old amount: 250$
New amount: 255$

I'm going to call my financial advisor tonight to see how much I have in my travel mutual fund. The one where I open when I was 17 years old. Hopefully, I can take it out next year and another one of my mutual for my future to put in my name this time. This way, I can put my money without my dad approval. Since he does not like my advisor for non important reasons, I will still stay with her because she has been very honest with me so far and I trust her enough to manage my money.

Today it's official...

May 22nd, 2008 at 04:22 pm

NO MORE SCHOOL FOR 3 MONTHS!! WOHOOOO!!

I finished my French writting exam and I received my paycheck ^.^!!

I got 323.33$ YES!!

The bad news is... I bought black shoes for work so I spend around 90$ for it. There's no nicer shoes that was less than this or they don't have my size. *Sigh*

So yeah I need to pay back in my credit card.

323.33 - 90.29$ = 233.04$

Nooo.. My future digital camera =(

Here what I will put the money in...

Digital camera: 200$
Japan trip: 30$
The 3.40$ will stay in my bank xD.

Digital camera:
Old amount: 0$
New amount: 200$

Japan trip:
Old amount: 220$
New amount: 250$

Miscalculation in my challenge money

May 21st, 2008 at 01:15 pm

I recount my challenge money for Japan and there's only 220$ in it!! OMG... I totally miscalculated the amount. Darn it!

Hitting another hundred

May 18th, 2008 at 02:18 pm

This weekend, I received 58$ tips from work. I work double shifts yesterday (13 hours) because I was covering part of my friend work so she could go out with her boyfriend. I was really tired today at work and I was half asleep. It was a bad idea to work 7am to 3pm and 6pm to 11pm yesterday. I was literally dead when I work from 7 am to 3pm today. I didn't get enought sleep and I made a lot of little mistakes.

I count the hours that I work so far, I did 40 hours of work in two weeks. This thursday, I'm expecting a paycheck around 300$. When the paycheck arrive in my bank account, I will put part of the money in my digital camera and part of it in my challenge money. I'm still thinking about the allowance I will be giving myself each week and have my boyfriend give it to me instead. I trust him on holding my bank card and my credit card for awhile.

Let's take a look at my challenge money:

Old amount: 230$
New amount: 320$

I add 50$ from my tips to my challenge money, another 30$ from my bank (I have around 90$ in my bank account right now) and 10$ from my piggy bank.

Also, I took out my France trip and my Cuba trip. I don't think I will have enought money for France by next year because of my Japan trip and I prefer to see my friends in London and in the north of France 2009 for two weeks (Still not sure yet).As for Cuba, my boyfriend suggested me a beach place in the US last Friday which it will be way less expensive than Cuba. He said it's an unknown destination between Florida and Walt-Disney where we can go by car. I might go there with two other couple if they are available next winter. If not, then there's always another destination to choose from. I have to make sure it is something my boyfriend can afford, he is not crazy like me who wants to go everywhere and he might not work when school starts again.

By the way, some people are concern about me traveling alone but I prefer to travel at my own ease. I don't want to feel restrain by anyone. If I want to go somewhere and nobody want to go I don't care, I'm going to travel to that destination anyways. Of course I will take precaution and I will make sure that the destination I go to is safe for me.

Weekly income

May 11th, 2008 at 04:38 pm

I started working yesterday for the first time in five months at Tim Hortons. I started out at the sandwich counter which was stressing for me because it has been awhile I haven't went through that much stress but I kept my cool all day and today too. I was surprise that I remember many things at work. I really look like I haven't left at all.

Let's see how much tips I got in these two days. Yesterday, tip was 31$ and today, it was 29$. In total, I got 60$ of tip. The 1$ went into my piggy bank and the 30$ went in my personal spending money for Morocco (I was missing 100$). My 25$ today will go to the Japan trip saving.

Old amount: 205$
New Amount: 230$

The 4$ left will also go to my piggy bank.

From now on, I'll be getting a weekly income which is the tips and bi-weekly another income. I hope to be able to save at least 2000$ this summer by working a lot before and after my Morocco trip and before school start.

One week and a half left of school

May 4th, 2008 at 02:57 pm

Starting tomorrow, I will have a week and a half left of school which is great. I will get to work a little to contribute in my 20$ challenge money. Not to mention... It's almost my trip to Morocco! Yes!!

I count my piggy bank and my allowance money from my parents. I have accumulates 100$ for my challenge money.

Old amount: 105$
New amount: 205$

My 20$ challenge goal

April 13th, 2008 at 07:42 am

I decide to concentrate my challenge money toward the Japan trip now.

I know things have not been well lately in my family especially with my dad. I had stopped working for my dad because I don't feel like dealing with money anymore and that he gets the message that I had enough. I explained to him and he didn't say anything. I guess I won't be hearing about money for awhile... Well not until when summer start.

The 105$ was from my piggy bank and I also have around 7 000$ in my mutual fund. Probably half is for my future and the other half is for my trip. I have around around 3500$ for Japan. I'm still mad at myself that I didn't keep the 4000$ that I had saved. Well I guess what's done is done.